2026 Hyundai Santa Fe Price & Trim Guide: Sizing Up Costs for St. Louis Families

Three rows of seating, a distinctive boxy design that turns heads in Kirkwood and South County parking lots, and a turbocharged engine producing 277 horsepower — the 2026 Hyundai Santa Fe makes a compelling case for itself right from the spec sheet. Add America’s best warranty and three years of complimentary maintenance, and the only question left is which trim fits your family’s budget. Here is exactly what each one costs and what you get for the money.

SE — Starting at $36,650

The base SE opens the Santa Fe lineup at a price that undercuts most three-row competitors before a single negotiation takes place. Standard equipment includes a 12.3-inch touchscreen with wireless Apple CarPlay and Android Auto, a hands-free power liftgate, LED lighting, Smart Cruise Control, and Forward Collision-Avoidance Assist. Front-wheel drive is standard, with AWD available for $1,800. It seats up to seven and can tow up to 3,500 pounds when properly equipped.

SEL — Starting at $39,190

The SEL is where most St. Louis families will find their sweet spot. For roughly $2,500 more than the SE, you add synthetic leather upholstery, heated front seats, a power-adjustable driver’s seat, dual-zone automatic climate control, wireless charging, rear-zone climate control, roof rails, and the Panoramic Curved Display combining the 12.3-inch infotainment and digital gauge cluster into one seamless unit. These are features you will use every single day.

XRT — Starting at $43,640

The XRT is purpose-built for Affton and Kirkwood families who spend weekends at the Lake of the Ozarks or on Missouri back roads. It comes with standard HTRAC AWD, a 1.3-inch ride height increase, all-terrain tires, exclusive black exterior cladding, and the new-for-2026 Terrain Mode with dedicated Mud, Snow, and Sand settings. Towing capacity jumps to an impressive 4,500 pounds — the highest in the gas lineup — making it the clear choice for anyone hauling a boat, camper, or trailer regularly.

Limited — Starting at $46,200

The Limited steps into genuine luxury territory. Second-row captain’s chairs and a Bose audio system are standard, alongside leather seating, ventilated front seats, 20-inch wheels, a surround-view camera, and dual wireless charging pads. For families who spend significant time on I-270 or making long hauls to St. Louis Lambert, the Limited’s interior quality makes every trip noticeably more comfortable.

Calligraphy — Starting at $49,200

The range-topping Calligraphy delivers a cabin that competes directly with European luxury SUVs — at a fraction of the price and with Hyundai’s warranty advantage firmly intact. Nappa leather seating (now available in a new Pecan Brown colorway for 2026), a head-up display, massaging front seats, a premium Bose sound system, and 20-inch polished wheels round out a feature list that is genuinely hard to beat at this price point. KBB Fair Purchase Pricing currently suggests paying $1,350 to $1,740 below MSRP on the Santa Fe, meaning real-world Calligraphy deals can realistically come in under $48,000.

What About the Hybrid?

Every gas trim except the XRT is available as a Santa Fe Hybrid, and the price premium is remarkably modest — roughly $1,100 to $1,350 over the equivalent gas version. The Hybrid SE starts at $37,750, the SEL Hybrid at $40,040, the Limited Hybrid at $47,050, and the Calligraphy Hybrid at $50,050. All hybrid models include standard AWD and return up to 36 MPG combined in FWD configurations. For South County commuters putting serious miles on I-55, that efficiency payoff comes quickly.

Ready to treat your family to a higher standard of comfort and safety? Contact our finance specialists at Suntrup Hyundai South today to build your transparent, itemized quote or book a test drive.